Insurance companies offer "Fixed Annuities," from income contracts/policies/etc. that guarantee a minimum growth rate, either a fixed rate of interest or you can have your interest rate be based on an outside index, such as the S&P 500.

The company adds interest each year on the contract's anniversary date. 

A beneficiary of this type of savings is for non-tax qualified money since your interest isn't taxed until withdrawn. 

To speak to our licensed financial planner about developing a retirement plan based on Growth, contact our office today and use the keyword "Growth" in the subject line. 

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